this year when addressing your Christmas cards send an extra one to this address:
Holiday Mail for Heroes PO Box 5456 Capitol Heights, MD 20791-5456
the cards will be sent to soldiers, veterans and military families. to read more about the program click the picture above. (also a fun service project for a group of kids or adults)____________________________________________
#2 Housing market and Foreclosures
I hope that none of you reading this will even need this information but it looks as if there are some advocate programs out there that will try and help you restructure your mortgage if you are having difficulty making payments. I have not personally used this group (yet) but it looks as if they are moving in the right direction.
off their website http://www.hopenow.com/ "HOPE NOW is an alliance between HUD approved counseling agents, servicers, investors and other mortgage market participants that provides free foreclosure prevention assistance."
stay safe out there ya'll, it's getting scary. There is no time like now to remember what this holiday season is about ... I'll give you a hint, it's Jesus, NOT shopping.
ok so that wasn't really a hint.